Yes, ABL can be highly beneficial for small and medium-sized businesses, especially those with valuable assets that don’t qualify for traditional loans. It provides flexible working capital and can help businesses manage cash flow more effectively, supporting growth and operations without having to sacrifice equity.

Interest rates for ABL are typically variable, often based on a benchmark rate (such as SOFR) plus a margin that reflects the risk associated with the assets. Additionally, ABL may have origination or maintenance fees tied to the line of credit, and costs can vary based on asset quality, industry, and loan terms. Haro advisors can help you understand the full cost structure and determine the most cost-effective setup for your needs.

ABL typically allows businesses to leverage various types of assets, such as accounts receivable, inventory, equipment, and sometimes real estate. The value and quality of these assets will impact the amount of available financing, making it ideal for businesses with a diverse asset base seeking liquidity options.

Haro is not a direct lender or investor. We specialize in capital advisory, connecting businesses with qualified lenders and investors that align with their unique financing needs. Our role is to optimize the capital-raising process, ensuring you’re matched with the right funding partners.

Working with Haro offers a streamlined, strategic approach to capital raising. Unlike traditional brokers, we focus on aligning your business with qualified lenders and investors that match your unique needs and goals. Our tech-enabled process reduces time and complexity, allowing you to focus on running your business while we manage the capital search.

The difference? Haro is not just about securing capital; it’s about securing the right capital. We prioritize transparency, confidentiality, and tailored support, ensuring that every financing option we present is designed to optimize your capital structure and drive long-term value.