Commercial Financing for Transportation & Logistics
Unlock the Right Financing for Your Transportation and Logistics Business
The transportation and logistics industry is an essential part of the global economy, forecasted to reach $13.7 trillion by 2027. In the United States, this sector contributes over $1.5 trillion annually, making it one of the largest economic drivers. Operating a transportation or logistics company—whether managing fleets, shipping routes, or warehousing—requires significant capital to cover everything from fuel costs and payroll to fleet expansions and technology upgrades.
At Haro, we specialize in customized debt and equity financing solutions designed to help transportation and logistics companies thrive. Whether you’re managing day-to-day operations or looking for growth capital, our financial options are tailored to keep your business on the road to success.
Debt Financing for Transportation and Logistics Companies
Asset-Based Loans
Asset-based loans provide an effective way to leverage your trucks, trailers, and equipment to secure the funding you need. This option allows you to borrow against these assets, giving you fast access to working capital for immediate needs like payroll, fuel, and fleet maintenance, or larger investments like expanding your fleet or upgrading facilities.SBA Loans
The SBA 7(a) and SBA 504 programs are ideal for transportation businesses seeking affordable financing. SBA 7(a) loans can be used for working capital, equipment, or real estate, while SBA 504 loans are best suited for larger purchases, such as new fleet vehicles or property. Both options offer favorable terms and low down payments, making them excellent choices for long-term investments.Lines of Credit
A line of credit gives you flexible access to capital when you need it most. This revolving credit facility is perfect for covering seasonal cash flow gaps, fuel price fluctuations, or repairs. You can draw funds as needed and only pay interest on what you borrow, making it a cost-effective option for managing operational expenses.Term Loans
For large capital needs, term loans offer predictable, long-term financing with fixed monthly payments. This option is well-suited for transportation companies planning major investments, such as expanding operations, purchasing new trucks, or upgrading technology infrastructure, allowing you to grow your business while maintaining financial stability.Equipment Financing
Equipment is the backbone of any logistics operation. With equipment financing, you can lease or buy the vehicles and machinery your business needs without dipping into your working capital. Since the equipment serves as collateral, you can often secure more favorable rates than traditional loans.Invoice Factoring
Invoice factoring helps transportation companies maintain steady cash flow by converting unpaid invoices into immediate funds. Rather than waiting 30, 60, or even 90 days for payments from clients, factoring allows you to unlock cash tied up in accounts receivable, ensuring you have the funds necessary to keep operations running smoothly.
Equity Financing for Transportation and Logistics Companies:
Equity financing is a powerful tool for businesses looking to scale, streamline operations, or exit successfully. For transportation companies, Haro provides access to a network of investors and strategic buyers who are looking for opportunities in this vital industry. If you’re considering a business exit, Haro connects you with buyers who appreciate the legacy of your business and offer a platform for future growth. We also assist with divestitures, enabling companies to sell off non-core assets or divisions, freeing up capital for reinvestment or restructuring.
For businesses pursuing expansion or operational improvements, strategic mergers are an excellent way to gain access to new markets or enhance capabilities. Haro identifies partners that align with your long-term vision, facilitating mergers that maximize value for all parties involved. Additionally, growth equity is available for transportation companies looking to scale rapidly. Our network of private equity investors not only provides the capital but also the strategic expertise to help you achieve sustained growth.
HARO is the way to Go for Transportation and Logistics Companies:
Debt and equity financing can be powerful tools for transportation and logistics companies, providing access to capital for specific projects or business needs. By understanding the benefits and drawbacks of each financing option, transportation and logistics companies can make informed decisions about their financing strategy and position themselves for long-term success.
At Haro, we understand the unique challenges faced by transportation and logistics companies. Whether you need debt financing to manage cash flow and invest in equipment or equity financing for strategic growth, we tailor our approach to fit your business needs. Our extensive network of financial partners ensures you have access to the best financing options, allowing you to focus on what matters most—growing your business.
Ready to connect with Capital?
Don’t let financial constraints hold your business back. Connect today to secure the financing you need to keep your transportation and logistics company moving forward. Click below to get started!