Restaurants & Entertainment Financing
Serving Up Success: Financing Solutions for Restaurants & Entertainment Businesses
Running a successful restaurant or entertainment business requires more than creativity and passion—it demands smart financial management and access to the right capital. In an industry that’s expected to hit $1.2 trillion in sales by 2030, expanding or upgrading your business can set you apart in a competitive market.
At Haro, we provide custom financing options to help restaurant and entertainment business owners thrive. Whether you’re looking to renovate your venue, expand into new locations, or manage seasonal cash flow, Haro offers the financial solutions to help your business grow.
Debt Financing Options for Restaurants & Entertainment Businesses
Asset-Based Loans
For businesses with valuable equipment, real estate, or other assets, asset-based loans offer a flexible way to access working capital. Whether you’re financing kitchen equipment, building upgrades, or venue improvements, this loan type allows you to borrow against your assets to fund essential projects or handle daily cash flow needs.
SBA Loans
The SBA 7(a) and 504 programs provide accessible funding options for restaurant and entertainment business owners looking to expand or upgrade. SBA 7(a) loans can be used for working capital, refinancing debt, or purchasing new equipment, while SBA 504 loans offer long-term, fixed-rate financing for large capital projects, like buying real estate or renovating facilities. These loans are a great fit for growing small to mid-sized businesses in the restaurant and entertainment space.
Lines of Credit
Lines of credit are an ideal solution for businesses that experience seasonal fluctuations or unpredictable revenue, which is common in both restaurants and entertainment venues. A line of credit provides flexible access to cash that can be used to cover payroll, purchase inventory, or manage operational expenses during slow periods.
Term Loans
Term loans provide restaurant and entertainment businesses with a lump sum of capital for significant investments, such as opening a new location, remodeling, or acquiring another business. With fixed interest rates and predictable payments, term loans make long-term financial planning easier.
Equipment Financing
For restaurants needing to invest in new kitchen equipment or entertainment venues looking to upgrade sound systems, equipment financing provides a targeted loan solution. This type of financing allows you to acquire the necessary tools without depleting your cash reserves, making it easier to stay competitive.
Exploring Equity Financing?
The restaurants and entertainment industries have both seen significant M&A activity, with private equity firms and strategic buyers eager to invest in scalable brands. In 2023 alone, the restaurant industry saw over $25 billion in M&A transactions, driven by the rise of fast-casual dining, delivery services, and experiential dining trends. Similarly, the entertainment sector—including live event venues, amusement parks, and film production companies—recorded global M&A activity of $75 billion, as businesses sought to capitalize on shifting consumer preferences toward immersive experiences. Many restaurants and entertainment businesses are taking advantage of strategic mergers, growth equity, and business exits to scale operations, increase market share, and enhance customer experiences. Haro’s team is well-versed in connecting business owners with equity partners who align with their growth strategies, helping preserve and build upon the success and legacy of their brands.
Why Haro is the Right Capital Partner for Your Restaurant or Entertainment Business
At Haro, we understand the complexities of the restaurant and entertainment industries. Whether you’re managing cash flow, upgrading your venue, or preparing to expand, we provide customized financing solutions that help you grow your business. With a network of capital partners and expertise across debt and equity financing, Haro is uniquely positioned to help your business thrive.
Don’t let financial barriers hold you back from success. Partner with Haro to unlock financing solutions tailored to your restaurant or entertainment business needs. Apply today and let our experts help you find the capital you need to grow. Get started now!